Privacy Policy
Effective Date: 01/01/2023
Agreement to Terms
Adaxa LLC respects the privacy of the visitors to the website and of our clients. This privacy policy is an agreement between Adaxa LLC and you, as the user of the website. This agreement tells you when this policy is effective, what information we collect from you, how we might use it, how you can review or change the personal information you provided to us and the steps we take to ensure that your personal information is protected. We take your privacy very seriously and we understand that your privacy is important.
By continuing to use the Website, you agree to this Privacy Policy and the collection, use, disclosure, and storage of your personal information as described by this Privacy Policy. If you do not agree to policy, you may not use our website.
All activities in which you may engage on this website are voluntary. You are not required to provide any personal information to us unless you choose to access features on this site which require the information. If you do not agree with the terms of this policy or other terms of use on this website, then you should immediately exit this website and discontinue using the site
Information Collected
When you use the Website, we may collect personal information about you, such as your name, address, Social Security number, telephone number, email address, asset information, income information, or any other information that you submit on applications or other forms made available through the Website. We collect this information when you request a rate quote, begin an application, or make an inquiry.
We may also collect personal information about you from third party sources, which we may combine with information that you provided to us or that was previously collected. For example, we may receive information from a social media service about you if you use a social media account to log into the Website. All such information received through the website, whether or not linked from third party apps and websites is subject to the terms of this policy.
Our Website uses cookies and other tracking technologies, such as web beacons (otherwise known as pixel tags). A “cookie” is a small file placed on your computer that helps us to recognize your browser. We use both first and third-party cookies and tracking technologies on the Website. These cookies and tracking technologies may collect your personal information. We may use cookies and tracking technologies to monitor how the Website is used, customize content, serve advertisements and evaluate the effectiveness of our advertising campaigns, identify problems with the Website, improve the Website, analyze Website traffic and other analytics purposes, monitor the security of the Website, and gauge the effectiveness of our communications. Most web browsers allow you to adjust your preferences to reject cookies or to receive notifications before they are placed. If your browser is set to reject cookies, you may continue to use the Website, but some aspects of the Website may not function as intended.
How Collected Information is Used
We use both personal information and anonymous information for the following purposes:
- To complete and fulfill your loan application;
- To respond to and fulfill your requests;
- For our marketing efforts, such as to send you marketing communications;
- For our business purposes, such as for analysis and to develop new products and services;
- To improve the Website and for analytics purposes; or
- For any other purpose to which you consent.
The Fair Credit Reporting Act gives you the opportunity to limit the sharing of “non-experience information” among our affiliates. “Non-experience information” includes information that is used, expected to be used, or collected for the purpose of establishing your eligibility for consumer credit, insurance or deposit accounts, and is not related solely to your transactions or other experiences with us, including information:
- From your applications, such as your income or marital status;
- From a credit report, such as your credit history;
- From sources used to verify representations made by you, such as your open lines of credit; or employment history.
How We Share Information Collected
We will only share personal information with third parties as described in this Privacy Policy. Such shared personal information with third parties includes:
- Vendors who provide employment and income verification, banking information, degree verification, title, document import, or other necessary services.
- For any purpose to which you expressly consent;
- Other third parties if necessary to protect our rights or the rights or safety of others; and
- Other third parties as may be required by law or regulation
We do not share any personal information unless authorization and consent has been given by you or if information collected is required by law to be shared for regulatory purposes in order to protect consumers.
How we Protect Information Collected
Adaxa LLC uses reasonable physical, technical, and administrative security measures to protect personal information we collect from loss, misuse, unauthorized access, or improper disclosure. We use encryption technologies when transmitting information to and from the Website and with our third-party service providers. Please keep in mind, however, that whenever you give out personal information online there is a risk that third parties may intercept and use that information. While we strive to protect your personal information and privacy, we cannot guarantee the security of any information you disclose online. By using this site, you expressly acknowledge and agree that we do not guarantee the security of any data provided to or received by us through this site and that any personal information, general information, or other data or information received from you through the site is provided to us at your own risk, which you expressly assume.
Use of site by persons under 18 is prohibited.
Adaxa LLC intends only persons who are 18 years or older to use this website. Personal registration information submitted by a person under the age of 18 will not be accepted.
Right to Opt-Out, Delete or Update Personal Information Collected
At anytime, users and viewers may request to opt-out of information being collected. At anytime, users and viewers may request that any information gathered may be deleted. At anytime, users and viewers may request that information collected be updated.
All requests may be sent via email to: contact@adaxahome.com
